Bofin

Bofin is a fintech infrastructure company that sells a no-code builder for digital banking frontends. Its footer gives an address in Gurugram, Haryana, and signs the site "Bofin.Tech (Build own Fintech)" and "A product by Jangras Corporation." The builder page promises "Build Banking Experiences Without Writing Code" and is "designed specifically for banks, NBFCs, fintechs, and other financial institutions." It targets teams that want to launch websites, mobile apps and customer journeys without a development team.

What you build and how

The editor is a drag-and-drop interface. The company says you "visually create responsive pages, customer flows, and dashboards" with no coding skills required, and that you can deploy account onboarding, KYC, product pages, dashboards and more "in minutes." The headline is "The Fastest Way to Launch Digital Banking," and the stated aim is to create and manage digital banking frontends without developers. The same page promises you can launch websites, mobile apps and customer journeys from the builder, which is what places Bofin among mobile app builders as well as general app builders. On the developer side, the company also offers mobile SDKs for Flutter, React Native and Android.

What makes it different from a general builder is the financial module library. The company lists prebuilt modules for onboarding, KYC, payments, cards, loan applications and support. A Business Logic Designer adds conditions, triggers, approvals and notifications through a flow builder. Templates are described as verified and arrive for NBFCs, digital banks, microfinance, lenders and agent portals.

Security features are listed as built in from day one: role-based access, data encryption, audit logs and compliance templates. Under the hood the architecture is API-first. The company says "every page, form, and interaction is powered by secure backend APIs," so you can extend or integrate at any point.

The financial modules are documented on separate use-case pages. 2 of them show how deep the catalog goes.

KYC. The KYC page lists these capabilities:

• Aadhaar eKYC by OTP or biometric, with demographic data fetch and masked Aadhaar support.
• PAN verification through NSDL, with name match, DOB match and document checks.
• CKYC fetch and upload, which retrieves CKYC records, validates details and auto-fills forms.
• Video KYC with AI-based face match, liveliness detection, geo-location check and document match.
• OCR extraction of name, date of birth, address and document numbers from Aadhaar, PAN, driving license and passport, which the page says uses "99% accurate OCR engines."
• Selfie face match with spoof and mask detection.
• KYB business verification covering GST, CIN lookup, Udyam verification, director KYC and bank statement analysis.
• Bank account verification of beneficiary name, IFSC, account status and match score, by penny-drop or direct API.
• A KYC fraud detection and risk engine for document forgery, duplicate users, synthetic identities, risky locations and AML red flags.

UPI. The UPI page lists instant push transactions for P2P and merchant payments with real-time status, callbacks and failure codes; pull-based payment requests with expiry, reminders and mandate acceptance; static and dynamic QR collections with real-time notifications, split settlements and auto reconciliation; UPI AutoPay mandates for EMI, SIP, insurance, OTT and subscription billing; VPA issuance and mapping; a UPI switch and PSP engine with routing, risk checks and NPCI callbacks; settlement and reconciliation; merchant onboarding with VPA assignment, settlement account mapping, QR setup and payout cycles; and fraud, risk and dispute management with chargebacks and timeouts.

These sit on use-case pages rather than in the builder page, which says its prebuilt modules for onboarding, KYC, payments, cards, loan applications and support are "ready to go."

For developers, the developer pages describe a sandbox with API keys, Quickstart guides, a Go Live checklist, and SDKs. The SDKs are PHP (Laravel-ready), Node.js, Python for Flask or Django, and mobile SDKs for Flutter, React Native and Android. Authentication is token-based, and the API reference lists all endpoints with schemas and examples. Webhooks cover payments, KYC and payouts, and the testing tools are test data and mock APIs (dummy UPI, cards, KYC and accounts), an API playground that runs live calls without writing code, a webhook simulator, and CLI tools, helpers and code generators. The quickstart guide walks through creating API keys and setting test mode, PHP/Laravel, Node.js (SDK or Axios templates) and Python starter guides, the mobile SDK quickstart, and webhook setup with signature verification. Its go-live step covers switching to production, IP whitelisting, compliance and keys.

Pricing, company and support

The site publishes no plans or prices; the builder page offers "Start Building" and "Request Demo" buttons.

The company calls itself a builder of "enterprise-grade fintech infrastructure, banking APIs, payment orchestration systems and embedded financial technology solutions for banks, NBFCs, fintechs and digital businesses." It adds that certain regulated financial services "may be offered in partnership with licensed banks, NBFCs, payment institutions or regulated entities where applicable." The footer lists a support address and a separate Fraud/Cyber Cell address, plus a Help Desk, Trust Center, enterprise onboarding, system status and webhook guides. Its taglines read "Secure Infrastructure, API-First, Enterprise Grade Security" and "Built for Banks. Loved by Fintechs. Powered by APIs."

The navigation shows who the company serves: banks, micro-finance, NBFCs, digital lenders, credit societies, cooperative banks, Nidhi companies, fintechs, payment institutions, insurance and credit unions. It also lists product areas such as payments, API banking, cards, UPI, KYC, collections reconciliation, merchant payments and fraud and compliance.

A banner on every page says the company is enhancing its platform UI and UX and refreshing its branding, and implementing Hanumant Radar, which it describes as an "Indian-Designed AI Fraud Protection Algorithm." The FAQ page adds a notice that "Build Own Fintech (API Setu)" is under maintenance "to enable AI technologies and Hanumant Radar," and asks visitors to email the company for details on its products.

Who it suits and who it does not

Bofin suits a bank, NBFC, microfinance lender or fintech that wants onboarding journeys, KYC, loan application flows and dashboards in front of its customers without staffing a frontend team, and that can use an API-first backend. Developers get SDKs for PHP, Node.js and Python on the server and for Flutter, React Native and Android on mobile, so a technical team can extend the builder rather than fight it.

It suits less well a team outside financial services. The modules (PAN, NSDL, CKYC, Aadhaar, UPI, NPCI, GST) are tied to Indian rails, so a lender in another market would use the visual builder but not most of the catalog. The maintenance notice on the FAQ page also means a buyer should see the builder working in a demo before planning a launch around it.